Use our Sukanya Samriddhi Yojana (SSY) Calculator to plan your daughter's financial future. Get accurate estimates, tax benefits, and investment.
| Period | Amount |
|---|---|
| Total Investment | ₹ 0 |
| Total Interest | ₹ 0 |
| Maturity Year | 0 |
| Maturity Value | ₹ 0 |
The Sukanya Samriddhi Yojana (SSY) Calculator by ToolsGen helps you calculate the returns on your investment in this government-backed savings scheme designed for the financial security of the girl child in India.
Sukanya Samriddhi Yojana is a small deposit scheme launched by the Indian Government as part of the Beti Bachao Beti Padhao campaign. It offers attractive interest rates and tax benefits under Section 80C of the Income Tax Act.
Sukanya Samriddhi Yojana is a savings scheme specifically designed for the girl child. It was launched in 2015 to encourage savings for the future education and marriage expenses of girl children.
Key features:
Using the calculator is simple:
The interest rate for Sukanya Samriddhi Yojana is reviewed quarterly by the Government of India. The current rate is 8.2% per annum (as of Q4 2024-25).
The interest is calculated on a monthly basis but credited annually. This makes SSY one of the most attractive small savings schemes in India.
SSY offers multiple tax benefits:
This Triple Tax Benefit makes SSY one of the best investment options for girl child financial planning.
Partial withdrawal is allowed for:
Full maturity withdrawal is allowed after 21 years from account opening or when the girl gets married after turning 18.
✔ Guaranteed returns backed by Government of India
✔ Triple tax benefits under Income Tax Act
✔ High interest rate compared to other savings schemes
✔ Flexible deposit options (minimum ₹250)
✔ Partial withdrawal allowed for education
✔ Promotes financial security for girl child
This tool is useful for:
Find answers to common questions about our Sukanya Samriddhi Yojana Calculator
The Sukanya Samriddhi Yojana (SSY) Calculator by ToolsGen helps you calculate the returns on your investment in this government-backed savings scheme designed for the financial security of the girl child in India.
Sukanya Samriddhi Yojana is a small deposit scheme launched by the Indian Government as part of the Beti Bachao Beti Padhao campaign. It offers attractive interest rates and tax benefits under Section 80C of the Income Tax Act.
Sukanya Samriddhi Yojana is a savings scheme specifically designed for the girl child. It was launched in 2015 to encourage savings for the future education and marriage expenses of girl children.
Key features:
Available for girls below 10 years of age
Maximum of 2 accounts per family (one per girl child)
Minimum deposit of ₹250 per year
Maximum deposit of ₹1.5 lakh per year
Maturity period of 21 years from account opening
Using the calculator is simple:
Enter the girl's age (below 10 years)
Enter the initial deposit amount
Enter the yearly deposit amount
Enter the interest rate (current rate: 8.2% p.a.)
Click Calculate
View the maturity amount and total investment
The interest rate for Sukanya Samriddhi Yojana is reviewed quarterly by the Government of India. The current rate is 8.2% per annum (as of Q4 2024-25).
The interest is calculated on a monthly basis but credited annually. This makes SSY one of the most attractive small savings schemes in India.
SSY offers multiple tax benefits:
Section 80C: Investment up to ₹1.5 lakh per year is eligible for tax deduction
Tax-free interest: Interest earned is completely tax-free
Tax-free maturity: Maturity amount is exempt from tax
This Triple Tax Benefit makes SSY one of the best investment options for girl child financial planning.
Partial withdrawal is allowed for:
Education expenses after the girl turns 18
Marriage expenses after the girl turns 18
Up to 50% of the balance can be withdrawn
Full maturity withdrawal is allowed after 21 years from account opening or when the girl gets married after turning 18.
✔ Guaranteed returns backed by Government of India
✔ Triple tax benefits under Income Tax Act
✔ High interest rate compared to other savings schemes
✔ Flexible deposit options (minimum ₹250)
✔ Partial withdrawal allowed for education
✔ Promotes financial security for girl child
This tool is useful for:
Parents of girl children
Guardians looking to invest for a girl's future
Grandparents wanting to contribute to granddaughter's education
Financial advisors planning child investment portfolios
हमारे Sukanya Samriddhi Yojana कैलकुलेटर के बारे में सामान्य प्रश्नों के उत्तर खोजें
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